We’re always hearing people on talk back radio being upset because, after years of faithfully paying their insurance premium, they have had their one and only claim declined.

On the face of it, this seems most unfair. The problem is that people taking out insurance policies don’t always understand the significance of their past medical history.

This is because things that happened years ago are long forgotten but sometimes it’s these very things that come back to bite us because these are the very things that can cause claims to be declined. Understandably this is very upsetting if you have been paying high premiums in the belief that you are properly protected.

However the rule of thumb when signing any contract is to read the fine print. The fine print is always there for a reason but is often so easily missed. One of the golden rules when taking out an insurance policy is to be aware that insurance companies can legitimately decline a claim if full disclosure of your past medical history has not been declared.

At Equitus Ltd we ensure that you are not unwittingly putting your insurance claims at risk by not disclosing what you need to before you buy a policy.

Our program ensures your insurance company has all the relevant information before you spend your hard earned money. The great thing is that using our program doesn’t involve you doing much more work, in fact in some cases it may mean less. Best of all, our program will enable you to have peace of mind at pay-out time.

If you want to find out how this could work to your advantage, call James Wilson on 0800562637 for a free assessment.