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Posted: 21 December 2009
People tell us they want to be debt free, be able to afford the things they want and are ambitious for their children’s futures. The great thing is that most people can achieve these things on quite small incomes if they understand how to use their hard earned dollars effectively. A lot of people think they have stretched their dollars to the max but don’t realize that those who are financially successful know things other ...
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Posted: 21 December 2009
Equitus clients are people who are able to commit to a plan of action that will enable them to become financially successful and in this respect have many of the habits that Robert Covey describes in his book “The 7 Habits of Effective People.” Perhaps one of the best known terms from this book “win/win” is now commonly used to describe solutions to problems that are of mutual benefit to all parties. The result of ...
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Posted: 26 November 2009
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Posted: 19 November 2009
It has always been important but never so much as now, to take full responsibility for your own domestic economy. This is because in recent times we have seen the results of the mismanagement of the global economy. The frightening thing is that this didn’t occur overnight but gathered momentum through a period of time and was the result of a belief that rational self interest was justified because of the benefits it would ...
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Posted: 27 October 2009
In her article “Ship Shape”, in Australian magazine “Financial Review Smart Investor” Jan 2009, Jackie Pearson suggests people take a snapshot of their current finances in order to create a template so they can use this understanding to manage their income and expenditure and so find ways of increasing their savings. Pearson suggests people start by doing an assets and liabilities assessment, then estimate their income and expenditure per pay period so they can work ...