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Posted: 22 December 2011
As a child Christmas was a time of wonder. I went to a Christian school and Christmas, like Easter, resulted in a number of ceremonies. The carol service was a favourite. We had to wear pale cream silk dresses and the school hall was full of candles while summer evening twilight still glowed at the window and the stilly night was filled with choristers singing, chillingly perfect descants. Afterwards it was home to the ...
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Posted: 22 December 2011
Life today is already fast paced and challenging, without the extra pressure and uncertainty that Canterbury has, and still is facing. Small amounts of stress are good for us, encouraging mental and physical adaptation, which will benefit us in the long run. However when under continual or high amounts of stress, this can be damaging to our body, mind, and spirit in so many ways, possibly leading to bad health. We need to take ...
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Posted: 22 December 2011
If you are struggling with money management and how to pay off your credit card debt you are not alone! Personal finance can be quite difficult to deal with. Below are some tips for better money management. Avoid taking on more debt If you are already struggling with credit card debt, the last thing you should do is to take on more debt. Instead of taking on additional loans, focus on repaying the ones ...
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Posted: 22 December 2011
How do you cover your investment if an event such as a fire or earthquake occurs while your home is under construction? Policies taken out to cover this risk can be termed “Contract Works”, “Contract Risk” or simply “Builder’s Insurance”. In theory these policies are designed to protect you should an event such as an earthquake damage your foundation, framing etc. Janine Stark has some cautionary words about these policies in light of what ...
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Posted: 22 December 2011
We all fear the unknown and when we contemplate the current world wide economic instability we are concerned about the effect this could have on our families and friends. Debt has become enemy number one and because of it we all feel vulnerable as never before. That is what makes it really worth while to keep in touch with the reality of money and what you can do to protect yourself against disadvantage. Over ...