Protect Yourself
So if the worst comes to the worst, you can still reach financial security.
Your greatest asset is your ability to earn an income. Everything that depends on money depends on this.
We have a number of in-house qualified risk advisors who are able to assess and cost out your insurance priorities. Our people can then dovetail your insurance requirements into your mortgage reduction plan and, as your equity increases or your life style requirements change, can work in conjunction with your finance manager to strategize for your best advantage.
In the ten years we have been in business we have found that the clients who have done best are those who use our unified financial projections to focus on debt reduction but who also have in place appropriate asset protection and who, as they build equity in their house are able to visualize the future. This enables them to start investment and retirement planning as soon as possible. We can put clients in touch with a range of ethical experts.
1 We design a unique insurance plan for you.
- When we design an insurance plan for a client we base our advice on a wide range of aspects of your lifestyle
- This method of assessment ensures that all your needs are covered
- We then consult with you to tweak the recommendations so that you are completely happy with the recommendations
- When this process is complete we let you choose which covers you would like, rather than pushing certain products
2 We place your polices with the best insurer for you.
- We work with a number of insurers. This means we have access to the best features of all of these insurers
- We monitor the insurance market closely and based on our knowledge place your policies with the insurer best fitted to you in terms of price, claims payment history, policy wordings etc
3 We actively monitor your changing needs.
- As time passes the insurance needs of clients change. Because of this Equitus will review your policies on an annual basis to ensure you still have the best cover possible for your current situation
- On top of this, if you are unsure of your changing needs or have a major lifestyle event (such as the birth of a child), you can call us anytime to arrange a special review
4 We are claims experts.
- Claiming on insurance policies is one of the most important aspects of insurance, however many people find this a daunting and stressful task, especially as there is usually other concerns at claim time
- Equitus have working relationships with the insurers we recommend and we will be your advocate to take the hassle out of claims and make sure that you receive the benefit you are entitled to
- We are members of several nationwide insurance advisor groups, and this gives us collective bargaining power at claims time