Get Out of Debt
We can help you get out of debt faster than you ever thought possible
We restructure your current debt profile so that as much as possible of your current 'dead money' debt repayment is freed up to work hard for you.
There is no point in doing this partially – it could end up costing you more. So we insist on doing the job properly and thoroughly. To get you the fastest, cheapest exit from your debts requires a three-step process where each step is carefully designed to get you the absolute maximum savings:
1 We design you a custom-built mortgage/banking facility.
- Our world-first forecasting software, which we developed in conjunction with Deloittes, ensures that the facility will free up the maximum amount of unnecessary interest so it can start working for your benefit and not the lenders.
- Each plan is carefully checked by our inhouse banking and budgeting experts
- Depending on your circumstances, we can also finance additional requirements (car update, home improvements, etc) at the setup stage
- Similarly, we can consolidate other non-mortgage debt (credit cards, overdrafts, hire purchase, etc).
2 We help place your facility with the best lender for you.
- Our facilities have been placed with all New Zealand’s major lending institutions.
- Because we are independent, we can advise on what lender will suit you best, but will also be guided by your own preference.
- We have relationships with several major banks who understand what we do, and will send out their own mobile lending managers to help you get your facility established
- We can also arrange the services of independent valuers and mortgage brokers as required.
3 We help you manage your facility as time passes and your circumstances change.
- This is where your real success starts – we have been supporting our clients to succeed for ten years now, and this clearly demonstrates our long term commitment to our clients through their changing circumstances.
- You get a cashflow forecast to track progress, and this is kept up to date as required
- Our team of experts can monitor your progress, if you wish, and advise you as circumstances change.
- Our services are portable if you shift within New Zealand